LendingBridge · Construction · Bridge-to-HUD · Mezzanine

Frequently Asked Questions

Straight answers about Bravo Property Trust: who we are, the loans we make, how Bridge-to-HUD works with our affiliate Bravo Capital, and how to send us a deal.

$2.5B+
Closed nationwide with affiliates
$400M
Sovereign-backed lending capacity
National
Lender, with loans in every state
14
Questions answered in plain words
About us

What is Bravo Property Trust?

Bravo Property Trust is a private real estate credit platform providing bridge, construction and bridge-to-HUD financing for multifamily and healthcare real estate nationwide. It is an affiliate of Bravo Capital, a HUD MAP and LEAN approved lender; together with their affiliates they have closed over $2.5 billion in financing.

Who leads Bravo Property Trust?

Aaron Krawitz is Founder and CEO. Underwriting, credit, originations, servicing and legal sit under one roof, and every borrower works directly with decision-makers from term sheet to payoff.

Where is Bravo Property Trust based, and where does it lend?

Bravo Property Trust is headquartered at 780 Third Avenue in New York City. It is a national lender and makes loans in every state.

Where does Bravo Property Trust’s capital come from?

Bravo Property Trust is backed by institutional partners, including a sovereign wealth fund manager. That investment lets it finance up to $400 million in bridge and construction loans, so it can close on the terms it quotes, on the timelines sponsors need.

Our loans

What loans does Bravo Property Trust make?

Three kinds: first-mortgage bridge and construction loans for acquisition, development, lease-up or repositioning; Bridge-to-HUD loans built from day one to move into a HUD-insured permanent loan; and mezzanine and structured financing that completes the capital stack for experienced sponsors.

Which properties does Bravo Property Trust finance?

Multifamily and healthcare real estate. Recent loans include ground-up apartment buildings, an office-to-residential conversion in Brooklyn and a condominium development in Miami. See them all on the Transactions page.

What is a Bridge-to-HUD loan?

A short-term loan that gives a property time to stabilize before a long-term HUD-insured loan, through HUD 223(f), 221(d)(4) or 232. The HUD loan is processed by our affiliate Bravo Capital, a MAP and LEAN approved lender.

Does a bridge loan guarantee a HUD loan later?

No. The bridge loan and the HUD loan are separate steps. The bridge loan is not FHA-insured, and the HUD loan must still qualify under HUD’s rules when the property is ready.

What is mezzanine financing?

A loan that sits behind the senior mortgage and fills the gap between that loan and the owner’s equity. Bravo’s mezzanine loans run from $500,000 to $20 million, interest only for up to 36 months, secured by a pledge of the ownership interests. See Mezzanine Financing.

Can a bridge loan and a mezzanine loan come from the same lender?

Yes. Mezzanine is often combined with a Bravo Property Trust bridge or construction loan. One team underwrites both, so sponsors get one set of terms, one timeline and one closing.

Working with us

How fast can I get a term sheet?

Term sheets in days, not weeks. Send the basics and a senior member of the team will come back to you, usually the same day.

Who makes the lending decision?

Bravo Property Trust underwrites in-house. Every loan is reviewed by the people who decide, so you get a real answer early rather than a slow maybe.

How do I submit a deal?

Use the Contact page or call +1 (212) 258-1000. Submitting a deal is not a loan application or a commitment to lend; all financing is subject to underwriting and credit approval.

How is Bravo Property Trust related to Bravo Capital?

They are affiliates under the same leadership. Bravo Property Trust makes bridge, construction and mezzanine loans; Bravo Capital (bravocapital.com) is the HUD MAP and LEAN approved lender that handles the permanent HUD loan.

Where each answer leads

Go one step further

Each answer points to the page with the detail.

i.

Transactions

Every financing, from “Which properties does Bravo Property Trust finance?”

ii.

Mezzanine Financing

Terms and how mezzanine pairs with a bridge loan.

iii.

Contact

Submit a deal and get a term sheet.

Speak directly with a decision-maker.

We underwrite in-house and answer quickly. Send us the basics and you will hear back from a senior member of the team.

Submit a Deal